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Privacy Policy

Privacy Policy as of January 25, 2026

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Collection and Use of Personal Information

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We collect the following personal information from you:

  • Contact Information such as name, email address, mailing address, phone number

 

We also collect the following information from you:

  • Information about your business such as company name, company size, business type

  • Demographic information such as age, education, gender, interests and zip code

 

As is true of most Web sites, we automatically gather information about your computer such as your IP address, browser type, referring/exit pages, and operating system.

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We use this information to

  • Respond to your questions and concerns

 

Information Sharing

 

We will share your personal information with third parties only in the ways that are described in this privacy statement. We do not sell your personal information to third parties.

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We may also disclose your personal information

  • as required by law such as to comply with a subpoena, or similar legal process

  • when we believe in good faith that disclosure is necessary to protect our rights, protect your safety or the safety of others, investigate fraud, or respond to a government request,

  • to any other third party with your prior consent to do so.

 

Cookies and Other Tracking Technologies

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We may use cookies, for example, to keep track of your preferences and profile information. Cookies are also used to collect general usage and volume statistical information that does not include personal information.

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Web beacons

Our Web pages contain electronic images known as Web beacons (sometimes called single-pixel gifs) and are used along with cookies to compile aggregated statistics to analyze how our site is used and may be used in some of our emails to let us know which emails and links have been opened by recipients. This allows us to gauge the effectiveness of our customer communications and marketing campaigns.

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We may use Blog page.  Our Blog pages may also contain electronic images known as Web beacons (sometimes called single-pixel gifs) that are set by our third party partners. Web beacons are used along with cookies enabling our partners to compile aggregated statistics to analyze how our site is used.

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We use a third party to gather information about how you and others use our Blog site. For example, we will know how many users access a specific page and which links they clicked on. We use this aggregated information to understand and optimize how our site is used.

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Links to Other Web Sites

Our Site includes links to other Web sites whose privacy practices may differ from those of Benefits-4-Retirees. If you submit personal information to any of those sites, your information is governed by their privacy statements. We encourage you to carefully read the privacy statement of any Web site you visit.

 

Security

​The security of your personal information is important to us. We follow generally accepted industry standards to protect the personal information submitted to us, both during transmission and once we receive it. No method of transmission over the Internet, or method of electronic storage, is 100% secure, however. Therefore, we cannot guarantee its absolute security.

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SMS consent 

  •  SMS consent is not shared with third parties.

If you have any questions about security on our Blog site, you can contact us at info@benefits4retirees.com.

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SMS Terms of Service

By opting into SMS from a web form or other medium, you are agreeing to receive SMS messages from Gloria Moses. This includes SMS messages for account notifications, customer care, delivery notifications, outbound 2 factor authentication. Message frequency varies. Message and data rates may apply. See privacy policy at https://www.benefits4retirees.com. Message HELP for help. Reply STOP to any message to opt out.

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How do you obtain consent to send text messages? 

Mobile carriers require that businesses that send SMS messages obtain consent from message recipients. Please select a consent method from the options below. You may be asked for additional details.

 

Consent method is required.

Subscriber Opt-in and Opt-out messaging 

Mobile carriers require businesses to support opt-in, opt-out, and help keywords based on their use case. Businesses are required to honor all opt-out requests, and must allow opt-out via text messaging.

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By texting Gloria Moses at 240-205-7206, you agree to receive account notifications, customer care, delivery notifications, outbound 2 factor authentication messages from Gloria Moses. Reply STOP to opt-out; Reply HELP for support; Message & data rates may apply; Messaging frequency may vary. Visit https://www.benefits4retirees.com to see our privacy policy and  for our Terms of Service.

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​ Additional Policy Information

Our Web site offers publicly accessible blogs or community forums. You should be aware that any information you provide in these areas may be read, collected, and used by others who access them.

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Correcting and Updating Your Personal Information

To review and update your personal information to ensure it is accurate, contact us at info@benefits4retirees.com.

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Notification of Privacy Statement Changes 

We may update this privacy statement to reflect changes to our information practices. If we make any material changes we will notify you by email (sent to the e-mail address specified in your account) or by means of a notice on this Site prior to the change becoming effective. We encourage you to periodically review this page for the latest information on our privacy practices.

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Opt-In Message - Sample

Thank you for opting into SMS messaging from Gloria Moses. Message frequency varies. To opt out, text STOP. For assistance, text HELP or visit www.benefits4retirees.com. Message & data rates may apply.

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Opt-out  Message to Stop - Sample

You will no longer receive messages from Gloria Moses. To opt back in at any time reply START.

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Contact Information

You can contact us about this privacy statement by emailing us at the address below:

Benefits-4-Retirees, LLC

4450 Mitchellville Road, #1270

Bowie, MD, United States 20716

Email: info@benefits4retirees.com

Phone: 240-205-7206

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